In the age of dating apps, it has never been easier to meet new people—or to be deceived by them. Millions of singles turn to
Every employer knows that hiring the right person can propel a company forward—while hiring the wrong one can set it back months or even years.
Inviting a nanny, tutor, or caregiver into your home is an act of profound trust. You are asking someone to shape your child’s day, model
The digital age has made information astonishingly accessible. With just a few clicks, anyone can perform an online asset search to uncover property records, vehicle
When making major business decisions—whether investing in a company, entering a partnership, or extending credit—it’s not enough to rely on assumptions or surface-level data. A
If you’re contemplating legal action, it is important to question: is there anything to recover? It’s one thing to win in court—but it’s futile if
Divorce can be one of the most stressful and complex experiences in life, and financial uncertainty often adds another layer of challenge. When it comes
Divorce is never an easy process. Beyond the emotional toll, there are often difficult questions surrounding finances, custody, and trust. When truth becomes uncertain, evidence
When navigating a child custody case, emotions often run high and the stakes couldn’t be more personal. For parents seeking to secure a safe, stable,
Yes. A person’s bank account information is obtained using a variety of techniques, all of which are legal under the Gramm-Leach-Bliley (GLB) Act and does not involve any pretext to the financial institution or the customer. A typical search usually involves combining several of these methods. These may include researching for payment methods in public records such as UCC filings, real estate records, vehicle ownership, boat ownership, land-lord records, sales tax permits, court records including divorce records, bankruptcy records, payments made to public entities such as county tax collectors or company filings, payments made to creditors such as utility companies or loan companies and information provided by clients.
Our agents works closely with the collection centers and payment processors of numerous companies to share data and payment methods of individuals. This helps us locate banking institutions of the subjects and helps the collection centers with possible upcoming issues with the subject. These methods will normally uncover bank accounts used by the subject to make payments and are all legal methods in obtaining copies of checks or banking information.
Our agents uses proprietary software with algorithms that use data from third party providers of electronic transactions to locate the originating transfer bank and funds available. These providers use key data in the transactions to track and verify funds availability. Account numbers are not used, just a key number for that transaction, however that key number describes the originating bank, account holder and the receiving bank and account holder. Additional details may be obtained from the financial institution if the case meets the standards under the GLB act section 6802 (e)(3)(D) (persons holding a legal interest relating to the consumer).
Asset searches cannot be used for FCRA-regulated purposes to determine the eligibility for credit, insurance, employment or any other purpose regulated under the FCRA. Asset information can only be used by persons holding a legal or beneficial interest relating to the consumer, or to protect against or prevent actual fraud, unauthorized transactions, claims, or other liability.
