Bank Account and Asset Searches
Asset Searches & Bank Account Searches — Florida, Nationwide & International
Who Hires Us for Asset Searches and Judgment Recovery:
- Attorneys
- Investors
- Debt Collectors
- Finance Companies
Whether you need an asset search in Miami, Fort Lauderdale, South Florida, nationwide, or internationally, Crossroads Investigations is a licensed private investigation firm that conducts comprehensive asset investigations designed to help clients locate hidden wealth, uncover financial interests, and pursue judgment recovery.
Our investigators legally search for:
- Bank accounts
- Brokerage accounts
- Real estate holdings
- Business ownership interests
- Vehicles
- Boats and yachts
- Aircraft
- Hidden assets
- Investment accounts
- Corporate affiliations
- Undisclosed property interests
When someone owes you money, hidden assets are often the primary reason judgments go unpaid. Debtors frequently attempt to conceal wealth through shell companies, relatives, trusts, business entities, or undisclosed accounts. A professional asset investigation can help uncover the financial picture behind the individual or company you are pursuing.
At Crossroads Investigations, we specialize in discreet, lawful, and detailed asset searches for attorneys, businesses, investors, lenders, and individuals throughout South Florida and beyond.
What Is an Asset Search?
An asset search is an investigation designed to identify financial assets, property ownership, and business interests associated with an individual or company.
Asset investigations are commonly used for:
- Judgment recovery
- Debt collection
- Pre-litigation due diligence
- Divorce and family law cases
- Business disputes
- Fraud investigations
- Partnership disputes
- Bankruptcy investigations
- Hidden asset investigations
- Investor due diligence
A professional asset search can reveal whether someone truly has the financial ability to satisfy a debt, settlement, judgment, or legal obligation.
Hidden Assets Are Common in Judgment Collection Cases
Winning a lawsuit does not necessarily mean getting paid.
Many judgment creditors discover that debtors suddenly:
- Transfer assets
- Close accounts
- Hide ownership interests
- Move money between businesses
- Place assets in family members’ names
- Claim insolvency
- Conceal property ownership
In reality, many individuals and companies still possess substantial assets that simply require professional investigative work to uncover.
Our asset locator investigations are specifically designed to identify the types of assets people work hardest to hide.
This may include:
- Undisclosed bank accounts
- Brokerage and investment accounts
- Vacation homes
- Luxury vehicles
- Aircraft ownership
- Boats and yachts
- LLC interests
- Corporate ownership
- Commercial real estate
- Income-producing assets
- Hidden business relationships
Asset Searches for Attorneys
Attorneys are among the most common clients who hire us for asset investigations.
Law firms frequently retain Crossroads Investigations for:
- Judgment enforcement
- Pre-suit asset investigations
- Fraud litigation
- Divorce litigation
- Partnership disputes
- Business litigation
- Probate disputes
- Bankruptcy matters
- Settlement leverage investigations
An asset investigation can provide valuable intelligence before filing suit, during litigation, or after obtaining a judgment.
In many cases, attorneys use asset searches to determine:
- Whether litigation is financially worthwhile
- Whether settlement pressure exists
- Whether assets are collectible
- Whether undisclosed wealth exists
- Whether fraudulent transfers may have occurred
Pre-Litigation Asset Searches
One of the smartest times to conduct an asset search is before filing a lawsuit.
Many people spend years and tens of thousands of dollars pursuing litigation only to discover the defendant has no recoverable assets.
A pre-litigation asset search can help answer critical questions such as:
- Does the target own real estate?
- Are there business interests?
- Does the individual appear financially solvent?
- Are there luxury assets inconsistent with claimed hardship?
- Is there evidence of hidden wealth?
- Is collection realistically possible?
Conducting an asset investigation before litigation can help clients make informed financial and legal decisions before investing substantial time and money into a lawsuit.
Bank Account Searches
Bank account searches are among the most requested asset investigation services.
While privacy laws limit access to certain financial information, experienced investigators can often identify indicators of banking relationships and financial activity relevant to collection efforts and litigation strategy.
Bank account investigations may assist with:
- Judgment recovery
- Garnishment preparation
- Debt collection
- Fraud investigations
- Divorce litigation
- Business disputes
Banking intelligence can often become an important component of a larger asset recovery strategy.
Brokerage & Investment Account Investigations
High-net-worth individuals frequently hold substantial assets through:
- Brokerage accounts
- Investment portfolios
- Retirement accounts
- Trading accounts
- Financial management firms
- Trust structures
Investment-related asset searches can help identify hidden wealth and provide insight into a target’s financial sophistication and holdings.
Real Estate Asset Searches
Real estate ownership is one of the most important components of an asset investigation.
Crossroads Investigations conducts property searches designed to identify:
- Residential real estate
- Commercial property
- Investment properties
- Rental properties
- Vacation homes
- Land ownership
- Undeveloped property
- Multi-state property holdings
We also investigate:
- Ownership structures
- LLC-held properties
- Mortgage information
- Property transfers
- Equity indicators
- Related business entities
Real estate investigations often reveal financial patterns and ownership structures that may otherwise remain hidden.
Vehicle, Boat & Aircraft Searches
Luxury assets often provide important insight into someone’s financial condition.
Our asset searches may identify:
- Luxury vehicles
- Exotic cars
- Boats and yachts
- Recreational vehicles
- Aircraft ownership
- Commercial vehicle holdings
These assets can sometimes reveal undisclosed wealth or business activity inconsistent with claims of financial hardship.
In South Florida especially, marine assets and yacht ownership can be highly relevant in high-net-worth investigations.
Business Ownership Investigations
Many individuals attempt to shield wealth through corporations, LLCs, partnerships, or nominee ownership arrangements.
Our investigators conduct business-related asset searches involving:
- Corporate ownership
- LLC affiliations
- Officer and director positions
- Registered agent information
- Business licensing
- Commercial filings
- Related entities
- Corporate address analysis
Business investigations often uncover hidden revenue streams, affiliated companies, or ownership interests tied to the target of the investigation.
Asset Searches for Investors & Lenders
Investors and lenders frequently hire private investigators to conduct financial due diligence before entering into transactions.
An asset investigation may help confirm:
- Claimed wealth
- Business legitimacy
- Ownership interests
- Financial stability
- Collateral verification
- Undisclosed liabilities
- Litigation exposure
In many cases, investors want to determine whether someone truly possesses the assets or business success they claim.
Divorce & Hidden Asset Investigations
Asset searches are also common in divorce and family law matters.
Spouses sometimes attempt to conceal:
- Bank accounts
- Business income
- Investment accounts
- Real estate
- Cryptocurrency
- Cash businesses
- Offshore interests
- Luxury purchases
A hidden asset investigation can help attorneys and clients identify discrepancies between claimed income and actual lifestyle or ownership patterns.
These investigations may become particularly important in:
- High-net-worth divorces
- Alimony disputes
- Child support cases
- Business owner divorces
- Asset division litigation
Nationwide & International Asset Searches
Crossroads Investigations conducts asset investigations throughout:
- Miami
- Fort Lauderdale
- Boca Raton
- Aventura
- West Palm Beach
- South Florida
- Nationwide
- International jurisdictions when legally permissible
Many debtors attempt to move assets across state lines or internationally to complicate recovery efforts. Our investigators understand how to conduct complex multi-jurisdiction asset investigations while remaining compliant with applicable laws and regulations.
Court-Ready Asset Investigation Reports
At Crossroads Investigations, we provide professional, documented asset investigation reports designed to support legal strategy and recovery efforts.
Our reports may include:
- Real estate findings
- Corporate affiliations
- Asset summaries
- Vehicle ownership
- Financial indicators
- Timeline analysis
- Related entities
- Public records documentation
Clients often use our reports during:
- Settlement negotiations
- Litigation preparation
- Judgment enforcement
- Collection strategy planning
- Asset recovery proceedings
Why Hire a Licensed Private Investigator for an Asset Search?
Online databases alone rarely provide the complete picture.
Professional asset investigations require:
- Investigative analysis
- Cross-referencing records
- Ownership tracing
- Business entity analysis
- Financial pattern recognition
- Public records expertise
- Experience identifying hidden connections
At Crossroads Investigations, our investigators understand how individuals conceal wealth and how to lawfully uncover information relevant to collection and litigation strategy.
We know where to look, what patterns to identify, and how to conduct discreet investigations that provide meaningful intelligence.
Why Choose Crossroads Investigations?
Clients throughout Miami and South Florida trust Crossroads Investigations because:
- We are licensed private investigators
- We conduct discreet and professional investigations
- We understand judgment recovery strategy
- We work closely with attorneys and businesses
- We provide detailed investigative reports
- We conduct nationwide and international investigations
- We tailor investigations to the client’s goals and budget
Whether you are pursuing a judgment, evaluating litigation, conducting due diligence, or investigating hidden assets, our team can help uncover the financial information you need to make informed decisions.
Contact Crossroads Investigations for Asset Searches
If you need an asset search, hidden asset investigation, bank account search, judgment recovery investigation, or financial due diligence investigation in Miami, Fort Lauderdale, South Florida, nationwide, or internationally, Crossroads Investigations is ready to assist.
Before spending years pursuing litigation or attempting to collect a judgment, make sure recoverable assets actually exist.
To discuss your case confidentially, contact Crossroads Investigations today.
Call today for a free consultation!
Frequently Asked Questions
Yes. A person’s bank account information is obtained using a variety of techniques, all of which are legal under the Gramm-Leach-Bliley (GLB) Act and does not involve any pretext to the financial institution or the customer. A typical search usually involves combining several of these methods. These may include researching for payment methods in public records such as UCC filings, real estate records, vehicle ownership, boat ownership, land-lord records, sales tax permits, court records including divorce records, bankruptcy records, payments made to public entities such as county tax collectors or company filings, payments made to creditors such as utility companies or loan companies and information provided by clients.
Our agents works closely with the collection centers and payment processors of numerous companies to share data and payment methods of individuals. This helps us locate banking institutions of the subjects and helps the collection centers with possible upcoming issues with the subject. These methods will normally uncover bank accounts used by the subject to make payments and are all legal methods in obtaining copies of checks or banking information.
Our agents use proprietary software with algorithms that use data from third party providers of electronic transactions to locate the originating transfer bank and funds available. These providers use key data in the transactions to track and verify funds availability. Account numbers are not used, just a key number for that transaction, however that key number describes the originating bank, account holder and the receiving bank and account holder. Additional details may be obtained from the financial institution if the case meets the standards under the GLB act section 6802 (e)(3)(D) (persons holding a legal interest relating to the consumer).
Asset searches cannot be used for FCRA-regulated purposes to determine the eligibility for credit, insurance, employment or any other purpose regulated under the FCRA. Asset information can only be used by persons holding a legal or beneficial interest relating to the consumer, or to protect against or prevent actual fraud, unauthorized transactions, claims, or other liability.
Not at all – that is not legal. We only use our data to obtain provisional information and follow up with SWIFT confirmations from the bank. These networks have been around a long time passing this financial data to everyone and selling the data for commercial use.
Crossroads only runs bank searches for requests related to legal or business purposes, such as pre-litigation, post-judgment, divorce cases, probate, investments, mergers or acquisitions.
No. Our asset searches are flat rate searches due to the mount of effort involved.
Finding hidden assets in a divorce or after a judgment almost always requires more than a public-records search and a hopeful subpoena. People who don’t want their wealth found rarely keep it in their own name. Real estate gets retitled into LLCs, brokerage accounts move to a relative’s address, business income gets routed through a “consulting” entity, and the cash that used to sit in a joint checking account quietly migrates to a bank the other spouse has never heard of. By the time formal discovery starts, the trail is often already cold — and opposing counsel is counting on it.
A professional asset search conducted by a licensed private investigator changes that dynamic. In a divorce asset search, our investigators identify undisclosed bank accounts, brokerage and retirement accounts, real estate held through trusts or LLCs, vehicles and vessels, business ownership interests, and lifestyle indicators that contradict sworn financial affidavits. The findings give your family-law attorney the leverage to challenge a misleading disclosure, push back on a lowball settlement offer, and — when necessary — build the record for a motion to compel or a fraud-on-the-court argument.
In a post-judgment asset search, the goal shifts from disclosure to collection. A judgment is only as valuable as the assets you can actually reach, and judgment recovery depends on knowing exactly where the money is before you spend more legal fees pursuing it. Our investigators run a comprehensive bank account search under the Gramm-Leach-Bliley Act (no pretexting, no illegal calls to the bank), trace business interests and real property, and identify the specific accounts and assets that can be garnished, levied, or made subject to a charging order. The result is a documented, court-presentable report your attorney can act on immediately.
A few practical points worth knowing. Asset searches cannot be used for purposes regulated under the Fair Credit Reporting Act, such as employment or credit decisions — but divorce, probate, post-judgment collection, and fraud recovery are all permissible uses. Most engagements are completed within a few business days, more complex cases may take longer, and we work on a flat-rate basis rather than contingency, so you know the cost up front. If you’re trying to find hidden assets in a divorce, enforce a judgment, or simply confirm whether the other side has the wealth they claim to, the first conversation is free. Call (866) 318-6149 or request a consultation.
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