Bank and Asset Investigations

Bank and Asset Investigation Services

Find the Money. Verify the Wealth. Recover What You’re Owed.

A favorable judgment is only paper until you can collect on it. A settlement offer is only fair if you know what the other side is actually worth. A business deal is only safe once you’ve confirmed the assets behind it are real. Crossroads Investigations conducts bank and asset investigations for attorneys, judgment creditors, businesses, and individuals who need to know — with evidence — exactly what a person or company owns, where it sits, and whether it can be reached.

We are a Florida-licensed private investigation agency (License No. A2900334) with more than fifteen years of experience running asset searches, bank searches, and complex financial investigations across the United States and internationally. Our work has supported pre-litigation strategy, post-judgment collection, divorce and probate matters, fraud recovery, lender due diligence, and high-stakes business transactions. When the question is “is the money there?”, we get you a defensible answer.

For a broader guide to bank accounts, property, business interests and other asset types, see our Asset Searches page.

What a Professional Asset Investigation Uncovers

A serious asset investigation goes far beyond a public-records pull. Our investigators identify and verify bank accounts and the institutions holding them, brokerage and investment accounts, real estate holdings (titled, beneficially owned, and held through LLCs or trusts), vehicles, vessels, and aircraft, business ownership interests and corporate affiliations, judgments and liens recorded against the subject, UCC filings and secured-creditor positions, safe deposit boxes, cryptocurrency exposure where traceable, and the lifestyle indicators that often expose hidden assets an opposing party would prefer stay buried. Every finding is sourced, documented, and explained.

Legal Bank Searches Under the Gramm-Leach-Bliley Act

Our bank search methodology is fully compliant with the Gramm-Leach-Bliley Act (GLBA) and never relies on pretexting, impersonation, or contact with the financial institution. Instead, we combine public-records research, payment-trail analysis through UCC filings, court records, divorce and bankruptcy filings, tax-collector and utility payments, and proprietary data from electronic-transaction providers that allow us to identify originating banks and verify funds availability. The result is a clean, court-presentable picture of where a subject banks — obtained the right way.

Who Hires Us

Attorneys and law firms retain us for pre-suit due diligence, divorce and family-law matters where one spouse is suspected of concealing wealth, post-judgment recovery investigations, probate and trust disputes, and cases where settlement leverage depends on knowing the other side’s true financial position. Lenders, factors, and private credit firms rely on us to verify collateral, confirm representations, and surface undisclosed obligations before funds move. Businesses engage us for due diligence on partners, vendors, acquisition targets, and counterparties to a contract. Private clients — including fraud victims, defrauded investors, beneficiaries, and ex-spouses — come to us when something is missing and they need it found.

Specialized Bank and Asset Services

Some matters call for a dedicated approach. Our asset recovery investigations focus specifically on tracing and recovering funds and property tied to enforceable judgments, fraud losses, and breaches of fiduciary duty. Our fraud investigations uncover financial deception, embezzlement, Ponzi schemes, and concealed-asset schemes, building the documentary trail your attorney needs to act. Our loan investigations support lenders, servicers, and private credit providers with borrower verification, collateral confirmation, and fraud detection across the loan lifecycle.

Permissible Use and Compliance — Always

Asset searches cannot be used for purposes regulated under the Fair Credit Reporting Act (FCRA), such as credit, insurance, or employment eligibility decisions. Our investigations are conducted only for clients with a legal or beneficial interest relating to the subject, or for the prevention of fraud, unauthorized transactions, claims, or other liability — exactly as the GLBA permits. Every engagement is scoped against permissible use before any work begins. That’s not a limitation on our service; it’s what makes our findings usable in court.

Defensible Findings, Plain-Language Reports

A finding you can’t use is a finding that wasn’t worth getting. Crossroads reports are built to support real-world decisions: a documented executive summary that highlights what matters, full sourcing for every asset identified, and an investigator on the line to explain the report and stand behind it. Where appropriate, we coordinate directly with your attorney, work under the umbrella of attorney-client privilege and work-product protection, and prepare findings in a form that supports motions to compel, charging orders, garnishments, fraudulent-transfer claims, and enforcement actions.

Nationwide and International Reach, Florida-Based

Based in Miami, with meetings by appointment across Florida — Miami, Fort Lauderdale, West Palm Beach, Orlando, Tampa, and Jacksonville — and a national network of vetted investigators and data partners, we handle bank and asset investigations anywhere in the United States and coordinate cross-border matters through trusted international correspondents. Whether the assets are sitting in a Florida LLC, a Delaware trust, a Texas brokerage, or a foreign jurisdiction, we know how to find them.

Talk to a Private Investigator Today — Free Consultation

If you’re chasing a judgment, evaluating a settlement, vetting a deal, or trying to confirm whether someone actually has the wealth they claim, the first conversation is free and confidential. Call Crossroads Investigations toll-free at (866) 976-2371, reach our Miami office at (305) 929-3513, or request a consultation online. Tell us what you need to know. We’ll tell you what’s possible, what it costs, and how fast we can deliver it.